NCB Financial Group Launches JMD Senior Unsecured Corporate Bond Offering Up to 9.5%

With interest rates hitting 9.5% and flexible terms, NCB is inviting investors to deepen their stake in Jamaica's financial future

Kingston, Jamaica, June 23, 2026 — Imagine for a moment, setting sail not just on the Caribbean Sea, but on a clear course towards your financial destination.

That’s the enticing image presented by NCB Capital Markets Limited, as its parent company, NCB Financial Group Limited, officially opens a new Jamaican Dollar Senior Unsecured Corporate Bond Offer.

This isn’t just another investment opportunity; it’s a strategically tiered offering, inviting both seasoned and budding investors to anchor their wealth with potential returns of up to 9.5% per annum.

For anyone looking to navigate the often-choppy waters of wealth growth, stability with a competitive return is the holy grail. NCB, one of Jamaica’s leading financial institutions, is putting precisely that on the table. This corporate bond is designed to provide investors with semi-annual interest payments and a choice of investment periods, aiming to offer “greater confidence” as wealth grows over time. It’s a clear signal from the financial giant: we’re here to support long-term investment in the local economy.

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NCB Financial Group Limited: JMD Corporate Bond Details

Let’s talk numbers, shall we? The bond is structured across three distinct tranches, allowing investors to choose a term and interest rate that best fits their financial goals:

TrancheInvestment PeriodMax Investment AmountPer Annum Rate (Semi-Annual Payout)Maturity Date
A18 monthsUp to J$1.36 Billion7.25%January 31, 2028
B3 yearsUp to J$2.04 Billion8.50%July 31, 2029
C5 yearsUp to J$3.40 Billion9.50%July 31, 2031

The offer comes with a minimum contribution of J$500,000, making it accessible to a wide range of qualified investors. Crucially, the total raise across all tranches is capped at J$10.2 billion, which means this isn’t an unlimited opportunity. It’s designed to be absorbed by the market fairly quickly, especially with those enticing 9.5% rates on the longer term.

NCB Financial Group, operating as National Commercial Bank Jamaica Limited, has long been a foundational pillar of Jamaica’s financial landscape, with its headquarters at 32 Trafalgar Road in Kingston. This bond offering further solidifies its commitment to the local economy, providing a structured investment vehicle for those who believe in Jamaica’s continued growth story. The institution’s extensive network and history in the Caribbean lend a certain gravitas to this offering, reinforcing trust among potential investors.

However, as with any investment, there are risks. NCB Capital Markets Limited’s disclaimer reminds prospective investors to carefully consider their investment objectives and consult with professional advisors before making any decisions. The Directors, in consultation with the Arranger, also reserve the right to close the Offer early or extend the period, if deemed necessary. So, if you’re thinking of jumping in, don’t dilly-dally too much.

The offer officially closes on July 30, 2026. Investors interested in exploring this opportunity can apply online directly through goipo.jncb.com or, for a more personalized touch, simply reply “BOND” to the original communication to be connected with a wealth advisor.

It’s a chance to potentially harness the ripple effect of growth, right from the comfort of your home, or with the guidance of an expert.


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